If you are able to qualify for a credit card for good credit or a low interest rate Citibank credit card, you will be considered more reliable with your finances. If you are looking for a rented apartment, your potential landlord will know that you are a reliable tenant and that you will pay your rent on time.
For this you will have to establish a strong credit history. Remember, if you have any negative or late payments on your report your potential landlord may choose not to rent the apartment to you. In such a case the landlord may ask you to present a co-signer and also demand rent for several months upfront.
They will also charge a higher security deposit. If you do not have a strong credit history your landlord may ask you to fulfill either or all of the above mentioned conditions before he even lets you set foot in his apartment.
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